Fin$0.99/resolution
The market-leading AI support agent, priced per resolution
Foundations · Updated June 13, 2026
A chatbot is a conversational interface that answers messages, usually within a single turn and without acting on the outside world. An AI agent is an autonomous program that pursues a goal by planning, calling tools, and taking actions across multiple steps. Every agent can chat; not every chatbot is an agent.
| Chatbot | AI agent | |
|---|---|---|
| Core job | Hold a conversation and answer questions | Complete a task or goal end to end |
| Autonomy | Responds only when prompted; takes no initiative | Plans and acts over multiple steps on its own |
| Tools & actions | Text in, text out — at most retrieves a canned answer | Calls APIs, browses, writes code, updates real systems |
| Memory & state | Often stateless per turn or limited to the chat window | Tracks goal state and memory across many steps |
| Failure mode | Wrong answer or "I can't help with that" | Takes a wrong action — higher stakes, needs guardrails |
| Example | An FAQ bot that answers "where is my order?" | Fin looking up the order and issuing the refund at $0.99 per resolution |
A chatbot is defined by its interface — it talks. You send a message, it sends one back, and the exchange lives entirely inside the conversation. Classic chatbots match your input against scripted rules or a retrieval index; modern LLM chatbots generate fluent replies, but the output is still text returned to the same chat turn. Nothing happens in the outside world.
An AI agent is defined by what it does. It runs a perceive–decide–act loop: it reads the current state, chooses an action, calls a tool to carry it out, observes the result, and repeats until the goal is met. The chat box, if there is one, is just an entry point — the work happens through tool calls, API requests, browser clicks, or code execution that change real systems.
The line is a gradient, not a wall. Bolt a tool onto a chatbot — let it look up an order, not just describe the returns policy — and it starts behaving like an agent. The threshold is crossed when the system can take consequential actions and string several of them together without a human approving each step.
A useful test: ask what happens if you stop typing. A chatbot stops — it has nothing to do without a prompt. An agent keeps going, working through its plan until the task is done or it hits a checkpoint. Autonomy plus tool use plus multi-step planning is what separates the two, regardless of whether the product is marketed as a "bot" or an "agent."
Support is where the distinction shows up in dollars. A traditional support chatbot deflects tickets by answering common questions; anything it can't answer gets escalated to a human. An AI support agent goes further — it authenticates the customer, queries the order system, processes the refund, and updates the ticket, resolving the case rather than just discussing it.
Intercom's Fin prices this explicitly at $0.99 per resolution — you pay when the agent actually closes a case, not per conversation. Sierra and Decagon build branded enterprise agents that handle chat and voice for high-stakes products, and Ada automates service without code. The shared trait is resolution: these are agents because they finish the job, where a chatbot would hand it off.
Choose a chatbot when the job is answering questions — FAQs, documentation lookup, lead capture, simple triage. It is cheaper to build, easier to keep safe, and the worst case is an unhelpful reply. If conversation is the whole product, you do not need agentic machinery.
Choose an agent when the goal is to get something done — resolve the ticket, book the meeting, write and ship the code, run the research. Agents deliver far more leverage but carry real risk: an action taken in error has consequences a wrong sentence never does, so they need guardrails, logging, and human checkpoints. Match the tool to the stakes.
Real, verified agents from our index that illustrate the concept above.
The market-leading AI support agent, priced per resolution
Branded enterprise AI agents for chat and voice
AI support agents built for technical, high-stakes products
Agent mode inside ChatGPT: browses, clicks, and completes tasks
A chatbot answers messages inside a conversation; an AI agent takes actions in the real world. The agent plans, calls tools, and works through multiple steps to finish a task — looking up an order and issuing a refund, not just describing the returns policy. Action and autonomy are the dividing line.
Not by default. A plain chatbot only converses — it responds to prompts and stops. It becomes an agent once it can take consequential actions and chain several of them toward a goal without a human approving each step. Many products labelled "chatbot" are now really agents under the hood.
Both, depending on mode. Standard ChatGPT is a chatbot: you ask, it answers. ChatGPT agent mode browses the web, clicks, and completes multi-step tasks on your behalf, which makes it an agent. The same underlying model is a chatbot or an agent based on whether it can act.
For resolution, yes; for cost and safety, not always. Agents like Intercom's Fin close cases end to end at $0.99 per resolution, while chatbots only deflect questions and escalate the rest. But agents need guardrails because they take real actions. Use a chatbot for simple FAQs, an agent to actually resolve tickets.
They sit in between as voice assistants. They take some actions — set timers, play music, control devices — which is agent-like, but they mostly handle single commands rather than planning multi-step goals autonomously. The newer assistant releases add more genuine agent behaviour, blurring the old chatbot label.
Not entirely — they will absorb the useful ones. Where conversation is all that's needed, a lightweight chatbot is still cheaper and safer. Where users want outcomes, agents replace deflection-only bots because they finish the task. Expect "chatbot" to keep meaning the conversational front end of an increasingly agentic system.
Conversational AI is the technology for understanding and generating natural dialogue — the talking layer. An AI agent may use conversational AI as its interface, but it adds planning, tool use, and the autonomy to act. Conversational AI handles the words; the agent handles the work behind them.